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By using the Waved Association webpage, the user agrees to be bound by these terms and conditions. If you do not agree to these terms and conditions, do not use our webpage.


Access to the webpage is free and does not generate any commercial, contractual or professional relationship between its users and the Waved Association.

The webpage may contain access to other webpages that present personal opinions and other expressions of those who participate in them. Neither the content of these webpages, nor the links that are included from them to other webpages are reviewed or monitored by the Waved Association. The text or any other material published in them express the specific opinion of its author and does not correspond to the official position of the Waved Association.

Permission to use materials

The user agrees to the rules of use of the webpage, in accordance with current laws. The content is protected by Intellectual Property laws, or by any other legal right (software, text, graphics, illustrations, photographs, sounds, video, and music) may not be used in whole or in part without the express authorization of the owner of this material.


The user agrees to use the webpage only for legal purposes. The Waved Association has the right to remove material from the webpage, block access or take any other action, at its discretion, regarding the published material. The user cannot use the Waved Association’s resources to distribute unsolicited advertising or promotional material of any kind.

Use of trademarks

The logo, name and all graphics contained on this webpage belongs to the Waved Association. Its use, reproduction, copying or redistribution without written permission by the Waved Association is strictly prohibited. All other trademarks present on this webpage belong to and are the responsibility of their respective owners.

Contact Us

For any additional questions about our terms and conditions of use of our webpage, please contact us at

Donation Policy

The Waved Association may request personal information from its donors through its website for administrative purposes. Therefore, using our website for donations implies that you have read and accepted our donations and privacy policies, as well as our Terms and Conditions of Use.

Minimum donation for the Waved Association and other beneficiary organizations:

The Waved Association offers the user the opportunity to choose from a list of potential beneficiaries. The user is being given the following two options: Donate to 1.) Waved Association or 2.) Another beneficiary organization which the Waved Association has accepted as beneficiary prior. There is no possibility to donate to several organizations with one single donation. The user must select one from the list.

Like any other online credit card processing system, the financial institution that is facilitating the online payment system, CrediCorp Bank, charges a 3.5% commission for each transaction made through our website. Therefore, the following minimum donation values ​​have been established:

  • Donations benefiting the Waved Association: US $ 5.00
  • Donations benefiting any other beneficiary organization: US $ 10.00

Donations benefiting the Waved Association:

The total amount of 90% of the initial donation will go to the social benefit of the Waved Association program.

Donations benefiting any other beneficiary organization:

A minimum value of US$2.00 (or the equivalent of 4% of the total value) will be retained for donations that the Waved Association redirects to another beneficiary organization, as any transfer between banks carries an administrative fix fee equivalent to US $ 1.07. In the case of a transfer between accounts of the same bank, the value of US $ 1.07 will not be reduced from the total value. It should be noted that the Waved Association does not take responsibility for the management of administrative fee from any of its beneficiary organizations.

Three examples of donations and the final value that the beneficiary organization will receive:

US$10.00 > US$6.60 (66%)
US$20.00 > US$16.20 (81%)
US$500.00 > US$462.20 (92%)

To make donations by bank deposit:

Name: Waved Association
Legal ID: 25040683-3-2019 DV. 20
Account number: 4010330741
Bank name: CrediCorp Bank, Calle 50, Edif. Plaza Credicorp Bank, Panama, Republic of Panama.

Maximum Donation

Any donation greater than US $ 500,000.00 must be accompanied by documentation detailing its place of origin, according to the laws of the Republic of Panama.

Cancellations / Returns

No cancellations or returns are accepted for less than US $ 50.00. All requests must be fully justified – however this does not guarantee cancellation or return – and the process must be authorized by our Financial Department. To cancel a donation or request a refund, you need to contact us at under the following Panamanian phone number (Tel: +507 6498-2703) within 24 hours after the donation has been made (except holidays and weekends).

Recurring donations

When entering your credit card information on our webpage, the amount the user chooses to donate will only be charged once. To establish a recurring donation, simply choose the option before finalizing the donation.

International donations

Beneficiary Name: Waved Association
Beneficiary Account: 4010330741

Beneficiary bank:
Panama, Republic of Panama SWIFT: CRLDPAPA

1. For international transfers in Euros:

Intermediary bank:
One Plantation Place, 30 Fenchurch St, London, UK, EC3M 3BD
SWIFT: PNBPGB2L IBAN: GB90PNBP16567188003658

Beneficiary bank:
Bill. with Intermediary Bank: 88003658

2. For transfers in USD:

Intermediary bank:
BANK OF AMERICA N.A. 100 SE 2nd Street, 31 FL Miami, FL 33131
SWIFT: BOFAUS3N ABA / Fedwire: 026009593
Account with Intermediary Bank: 1901643001

Intermediary bank:
WELLS FARGO BANK NA 375 Park Avenue NY 4080 New York, N.Y., U.S.A.
Fedwire: 026005092 SWIFT: PNBPUS3NNYC
Account with Intermediary Bank: 2000192371551

Intermediary bank:
New York, N.Y., U.S.A.
Fedwire: 021000089 SWIFT: CITIUS33
Account with Intermediary Bank: 36026827

Donation receipts / vouchers

Once your donation has been processed, you will receive an electronical receipt sent to the email address used for the registration process. If you require a physical receipt, please contact us through and we will happily send it to you. At the moment all donations made to the Waved Association, or any of the beneficiary foundations, cannot be deducted from any income tax. Since February 2020, The Waved Association is still in the process of exoneration. In case of donations from abroad, the tax treatment is relegated to the laws and conditions of each country.

Collection and management of information

The privacy policies of the Waved Association apply to the collection and handling of the information that the user provides us through our website. This information will only be used by the Waved Association for accounting purposes and the sending of periodic information of interest to our donors related to the Waved Association. It may not be used for other purposes.

In addition to serving to keep you up to date with the Waved Association’s activities, this information helps us to duly comply with current local laws, which require us to keep a record of all donations received, including the basic contact information of our donors.

The Waved Association respects your right to privacy and will not share your personal information with third parties without your consent, unless expressly requested by the laws of the country. Nor will it sell or provide information for marketing, advertising or promotional purposes.

Other queries

If you have any questions or queries about our Donations and Privacy Policies, please contact us.

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